How to Apply Ayushman Card Online – Complete Guide (2025 Updated)

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is India’s largest free healthcare scheme, providing ₹5 lakh annual health insurance to eligible families. To receive cashless treatment under this scheme, you must first create your Ayushman Golden Card. Many people are confused about the right process, required documents, and eligibility. This detailed and easy-to-understand guide explains exactly how to apply Ayushman Card online without visiting any CSC center or agent.

What is an Ayushman Card?

Ayushman Card is a digital health identity card issued under the PMJAY scheme. With this card, eligible families can get free treatment in empanelled government and private hospitals across India. The card contains your basic details, ABHA number, and QR code used for verification at hospitals.

Benefits of Ayushman Card

Ayushman Card provides multiple advantages such as:

• Free hospitalization up to ₹5 lakh per family per year

• Cashless treatment in government and private hospitals

• Covers more than 1,500+ diseases and major surgeries

• No age limit for beneficiaries

• Pre-existing diseases are also covered

• Simple online card generation

Because of these wide benefits, every eligible family must apply for the Ayushman Card.

Eligibility for Ayushman Card

Not everyone can apply directly; only those families whose names appear in the SECC 2011 list or the PMJAY beneficiary database are eligible. Common categories include:

• Low-income families

• Daily wage labourers

• SC/ST families

• Slum area residents

• Families without permanent jobs

• Registered construction workers

• Ration-card-based households (specific categories)

If your name appears in the PMJAY list, you can directly apply online in just a few minutes.

Documents Required

To apply for an Ayushman Card, keep these documents ready:

• Aadhaar Card (mandatory)

• Mobile number linked with Aadhaar

• Ration Card

• Address proof (optional in some cases)

• Family details

IMPORTANT LINKS

Apply Online 

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Official Website

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Join Our WhatsApp Channel for Latest Update

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Join Our Telegram Channel

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How to Apply Ayushman Card Online (Step-by-Step Guide)

Follow the steps below to make your Ayushman Card at home without any agent:

Step 1: Visit the Official Portal

Go to the official PMJAY website:
👉 https://mera.pmjay.gov.in

This is the only authentic website for Ayushman Card application.

Step 2: Check Your Eligibility

• Click on “Am I Eligible?”

• Enter your mobile number

• Verify OTP

• Select your State

• Search using Aadhaar, Ration Card, or mobile number

If your name is listed, the portal will show “Eligible for PMJAY”.

Step 3: Start the Ayushman Card Application

• If eligible, click on “Generate Ayushman Card”

• Fill in your Aadhaar number

• Verify with OTP

This confirms your identity under the scheme.

Step 4: Complete KYC and Submit Details

Fill in the required information:

• Personal details

• Address

• Family member verification

• Ration card linking

Upload documents if asked. Usually, no documents are required after Aadhaar KYC.

Step 5: Download Ayushman Golden Card

Once your application is approved, you will receive the option to download your Ayushman Golden Card (PDF).
Approval usually takes 5–30 minutes, but sometimes up to 24 hours.

You can print the card and use it in any PMJAY-listed hospital.

Can You Apply Directly Without CSC?

Yes, absolutely!
You can apply directly from your mobile or laptop using Aadhaar OTP.
No CSC center, hospital, or agent is required.
Only if your name is not in the PMJAY list, then you need a CSC center for record updates.

Where to Apply Offline (Optional)

If you don’t want to apply online, you can visit:

• CSC (Common Service Centers)

• PMJAY Help Desks

• Ayushman Mitra counters at government hospitals

But online application is fastest and easiest.

Important Tips

• Always use Aadhaar-linked mobile number

• Check eligibility before applying

• Don’t pay any extra charges; the card is completely free

• Keep your ration card updated

Conclusion

Applying for an Ayushman Card is now extremely simple and completely online. With just Aadhaar verification, you can generate and download your golden card within minutes. If your family is eligible under the PMJAY scheme, make sure to apply as soon as possible and avail free healthcare worth ₹5 lakh every year.